Dec 06, 2025  
Workforce Development & Community Education 
    
Workforce Development & Community Education

Mastering Student Debt

Location(s): SUNY Westchester Community College


Return to {$returnto_text} Return to: Areas of Study

Student debt is crushing the American Dream. Last year, student debt in the US surpassed $1 Trillion, and for the first time, exceeded the total amount of credit card debt.

How do you minimize the financial impact of student loans? Learn about the different types of repayment options, income driven loan forgiveness payments and public loan forgiveness programs. Take control of your finances NOW!

We will be working through some case studies using MS Excel to make the experience more applicable.

Course Outline


Lesson One

  • Student Debt Problem
  • Borrowing Essentials
  • Federal Repayment Plans
  • Income Driven Repayment Plans
  • Direct Consolidation and Refinancing

Lesson Two

  • Private Loans
  • Discharging Student Loans
  • Student Loan Defaults
  • Bankruptcy
  • Public Service Loan Forgiveness

Lesson Three

  • Tax Considerations (Deductions and Credits)
  • Tax Considerations (Community Property)
  • The Jobs and Tax Cut Act
  • Student Debt and Financial Planning

Lesson Four

Case Studies

  • Parent Loans
  • Loan Consolidation
  • Loan Forgiveness
  • Profession Specific

This course is taught by a Chartered Financial Analyst / Certified Financial Planner AND Certified Student Loan Professional (CFLP), B. Yam.

For dates or course questions, please contact:


Jim Irvine, Director of Corporate and Continuing Professional Education
914-606-6658
james.irvine@sunywcc.edu

Return to {$returnto_text} Return to: Areas of Study